Subscription tracker
See every recurring bill in one place and your real monthly burn rate at a glance — no more surprise renewals.
A private budgeting app with no accounts, no cloud, no subscriptions.
Budget Tamer runs entirely on your phone. Your money, on your device — nowhere else. Try every feature free for 35 days, then unlock the app once — no subscription, ever. Back up to your own Google Drive if you want to.
Free 35-day trial, then $14.99 once · Android, via Google Play
- 35-day free trial
- One-time unlock
- No subscriptions
- No ads
- No tracking
- All data on-device
Built by someone who actually budgets — every day, for 25+ years.
Budget Tamer wasn't built by a team chasing a fintech trend. It was built by one developer who has personally tracked his money every single day for more than 25 years. Budgeting apps weren't a project to him — they were a daily habit, the first thing he opened in the morning and the last thing he checked at night.
Over those decades he lived with every budgeting app out there, and kept a running list: the feature he wished existed, the annoyance he wanted gone, the privacy compromise he refused to keep making. He watched apps get bought, shut down, stuffed with ads, or hold his own data hostage in someone else's cloud.
Budget Tamer is everything he collected over those 25 years, finally built the way he always wanted it: fast, private, owned by you, and answering to no subscription. He built it for himself first — to use every day — and is now sharing it with you.
Everything you'd want to track — in one private app.
Years of real-world budgeting, distilled into features that respect your time and your privacy.
Custom icon packs
You're not stuck with our icons. Import and use your own images for categories, accounts, payees, and goals.
Private AI assistant
Let an AI assistant on your own local network read your budget and add entries for you. Opt-in, token-protected, never the public internet — nothing sent to us.
Accounts & transfers
Track accounts and move money between them with clean transfers.
Split transactions
Split one purchase across categories — a supermarket trip becomes Groceries, Household, and Snacks, so every transaction reflects what you really bought.
Flexible budgets
Weekly, monthly, or yearly budgets with per-category tracking that fits how you actually spend.
Insights
Net worth over time, spending trends, income vs. expense, and top payees — charted on your device.
Savings goals
Set goals and watch them fill up as you put money aside.
Debt tracking
Keep tabs on money you've lent or borrowed, interest included.
Payees & labels
Organize and tag every transaction the way you think about your money.
Reusable templates
Log your repeating transactions in a single tap.
Inventory tracking
Keep a record of the things you own, all in one place.
Warranty tracker
Never lose a receipt or miss an expiring warranty again.
Attachments manager
Attach receipts, invoices, and documents to records and manage them together.
Multi-currency
Automatic exchange rates from a public open-source source — only a currency code ever leaves the app.
Light & dark themes
A calm interface that matches your device, day or night.
Your own Google Drive backup
Back up and restore to a Drive account you control. We never receive or store it.
Your data never leaves your device.
No Budget Tamer account, no Budget Tamer server, no analytics, no ad networks. Everything you enter is stored privately on your phone. The only thing you ever share is a backup — to a cloud you own, if and when you choose.
One honest price.
$14.99one-time
Try free for 35 days. Then pay once and own it — that's the whole deal.
- Full 35-day free trial
- Every feature, no tiers
- No subscriptions, ever
- No ads or tracking
- Free updates
Questions, answered honestly.
Is Budget Tamer really free?
The download is free and every feature is unlocked for a full 35-day trial. After that, a single one-time payment of $14.99 unlocks the app for good. No subscription, no recurring charge — you pay once and own it.
Is there a subscription?
No. Budget Tamer is a one-time unlock, never a subscription. You won't be billed monthly or yearly, and there are no tiers or per-feature paywalls — the one price unlocks the whole app.
Where is my financial data stored?
Entirely on your own phone. There's no Budget Tamer account and no Budget Tamer server, so nothing you enter is uploaded to us. If you want a backup, you can save one to a Google Drive account you control — we never receive or store it.
What happens when the 35-day trial ends?
Your data is always yours. After the trial, adding and editing entries needs the one-time unlock, but you can keep viewing everything and exporting it — including to CSV — at any time. Nothing is ever held hostage.
Do you show ads or track me?
Never. No ads, no analytics, no trackers, no third-party SDKs — in the app or on this website. The absence of tracking is the entire point.
Is Budget Tamer available on iPhone?
Not yet. Budget Tamer is currently Android-only, available through Google Play.
How does the AI assistant work — does it send my data to the cloud?
The AI assistant is optional and off by default. When you opt in, it runs over your own local network and is limited to reading your budget and adding entries — it never edits or deletes, never uses the public internet, and never sends anything to us.
Can I move my data to another app?
Yes. You can export your data, including to CSV, at any time — during the trial or after it ends. Your data isn't locked in.